No fine print, no surprises.
No. It's a purchase of a fixed dollar amount of your future receivables in exchange for a lump sum today. The cost is expressed as a single factor rate set at approval, not an interest rate that compounds over time.
A short application and your most recent business bank statements. We don't require tax returns to give you an initial range — if your file needs more documentation to finalize, your underwriter will tell you exactly what and why.
Specifics of our verification process are being finalized — your underwriter will walk you through exactly what's checked and when before anything happens. Nothing proceeds without your consent.
We weight business cash flow far more heavily than personal credit history. Consistent deposits matter more to us than a credit score.
No. Paying off early reduces the remaining factor — we'll show you exactly how before you sign, not after.
Banks underwrite primarily on collateral, tax returns, and credit history, and the process typically runs weeks. We underwrite primarily on cash flow and a direct conversation with your business.
Licensing and registration requirements vary by state and are being finalized. Ask your underwriter whether we're currently able to fund in your state.
Yes. There's no prepayment penalty, and paying early reduces the remaining factor. We'll show you the exact math before you sign.
Talk to your underwriter as early as possible. Remittance is built around your cash flow, and we'd rather have that conversation early than find out late.
Yes — see the Partners page for how to become a standing partner or submit a single deal.