Every step, in order, no surprises in between.
Apply
Tell us about your business and share your recent bank statements. No tax returns needed to get an initial read on your file.
Talk to underwriting
A real underwriter — not a call-center script — reviews your statements and calls to talk through what a fit might look like, including open questions about your file.
Offer & documents
If it's a fit, you'll receive a written offer: purchase price, factor rate, and remittance schedule spelled out in full, with time to read it before you sign anything.
Sign electronically
Contracts are signed online. No in-person notary, no faxing.
Funded
Once conditions are cleared and contracts are signed, funds are sent to your business bank account.
Remit & renew
Fixed remittances continue until the purchased amount is satisfied. Businesses that remit reliably are frequently eligible to discuss a renewal before the current term ends.